The Hotwife Lifestyle – 3 Secrets to Make It Work!

For many couples the Hotwife lifestyle is a marriage saver – something you might find counterintuitive considering the pain, anguish and trouble infidelity typically causes in a marriage. But the …

Hotwife Lifestyle

Is NOT the same as ordinary infidelity.

Let me explain – when someone has an 'affair', it usually means they're doing it behind the other's back. And that means there's something very wrong between them for that to happen.

But a woman being a hotwife is different – because it's done not only with her husband's consent and full knowledge … but usually she's doing it with his approval and urgent!

Now, to many men and women, that's going to make them throw their arms up in horror. And that's OK – because no one is suggesting anyone does anything they do not want to do.

But the fact is, having a hotwife is many a man's hottest fantasy – and his real problem is often stated that: " how can I get my wife to sleep with other men without her thinking I'm strange, kinky, or plain not In love with her any more? ".

And it's a good question because the kneejerk reaction from many women is a feeling of loss and almost abandonment; Indeed, many of them think the man is asking her to do it so he can then take another partner – but the truth is most men do not want this at all. What they want is their wives to include them in the hotwiving, to the extent they might want to watch, listen, hear all about it or even join in.

Yet, it's still not without its potential problems, especially in the early days. So, with that in mind, drawing on my own experience as a husband to my own hotwife these past 7 years, here are three tips to help make things go more smoothly:

  1. Always put your partner at the # 1 position . By this I mean it's vital you see a clear distinction between a sexual partner and a relationship . If there is ever any pressure from her lover to exclude the man in any way, then the ground-rules must clearly and unambiguously see the marriage as the most important thing. In other words, the lover has to go!
  2. Do not expect the "same stuff" . As a man, there's no mileage in worrying about what she might be doing for or with him that she does not do for or with you. It's not a competition and everyone's got different likes and dislikes, and every couple's sexual dynamic is also different. The thing to focus on is are you getting what you need, and forget what the other guy is getting.
  3. Either of you must be able to say 'stop' . Things change, and so do people. So it's important that either one of you has the power of veto, both over an individual man as a potential lover, a situation or event, or even the whole hotwife lifestyle. It's a recipe for disaster to have a situation when the man feels uncomfortable about the guy she's taken as a lover, and she, in effect, tells him that's "hard luck".

If you can follow these three simple guidelines, then the hotwife lifestyle might be right for you. But, be careful about your sources of information. It IS a potential minefield, and it pays to tread carefully. My wife, Josselyn, and I have been in the lifestyle for the past 7 years and apart from a few hiccoughs it's been a lot of fun.

Lesson One – Investment Definition and Explanation

Investment is one of the fundamental concepts in finance. No financial discussion, website or blog is complete without clearing and explaning investment. I intend to write about investment in detail with reference to households and individuals, as a tutorial, starting from defining and explaining investment as a phenomenon and then slowly incorporating complex topics in further posts.

Definition of Investment

"Investment is the concept of putting 'surplus' money to things such as stocks, bonds, real estate, starting a new venture, buying a capital good etc. with a hope / forecast to have capital gains or continuous streams of positive net income from This employment of money. "

With reference to individuals, it is generally recommended to use surplus money for investments, as there is a very thin line between investing and speculating, so investment decisions should be made very wisely and with proper research and analysis. Investment always comes with a risk of losing the invested amount, and this loss would not be in the control of the investor then, it is always advisable to measure and research all risks involved.

Investment is a parallel concept to savings, where savings is done with an intent to cope with increasing inflation, Investment on the other hand is done with and intention to earn revenue streams or have capital gains from money invested, and it also generates employment and increases The production level of a country. Individuals save or invest their surplus money based on how much risk they are willing to take. More risk taking individuals prefer investing over savings.

How to Protect Yourself From Laptop Theft

For most people owning a laptop is all about convenience. Being able to sit where your want to work, wander around from office to office, sit in front of the television or even brows the web in bed are the reasons why laptops have become so popular.

It has also become much more than a work tool. For many people it is the place where you keep all the things that are important to you: your email and financial information, business secrets, personal writings, even irreplaceable media like photos, film, and writings.

So if your laptop were stolen from you tomorrow, what would it do to your life?

Even worse, if a laptop belonging to your business were stolen that contained the personal data of customers or clients, it could put all of them at risk of identity theft and you could be held liable.

This crime draws both the common thief and the more sophisticated identity thief alike, and it's on the rise in England. Last year, a laptop belonging to the Nationwide and containing the personal information of over 11 million customers was stolen and never recovered. In London, laptop theft is up 15% on last year, with over 6500 laptops stolen in 2006 (not including laptops stolen out of homes and offices). Other metropolitan areas in Britain have similar statistics: over 2000 in Edinburgh with a 31% increase, and a 15% increase in Manchester.

Having a laptop stolen is personal nightmare if it is your own machine, but so much worse if you lose information that compromises your friends, co-workers, and clients. At Marks & Spencer's, a laptop lost in 2007 contained sensitive data about 26,000 employees, including their national insurance numbers and other personal identifying information. That cost Marks & Spencer's free credit checks for all employees and a promise to cover them for any damages if their identities were compromised. In the Nationwide case above, the company was fined just under a million pounds.

And even if you get the laptop back, even if the laptop was only "borrowed" its data can be copied off in minutes, putting any data on it at risk even after the machine is returned.

Two simple steps protect yourself against losing your personal computer?

The First Step: Protect Yourself

Laptops are at risk due to the very portability that makes them useful. It takes only seconds for someone to carry off your unguarded laptop, along with all its precious contents. The first thing to do is not leave it unprotected, even for a minute; Keep it in sight. Get good security on your wireless connections while you're at it, and carefully choose the places where you use that connection.

You can also get physical barriers against using a stolen laptop. For instance, biometrics including fingerprint scanners has become increasingly popular with laptops, and key cards that you keep in your wallet or luggage separate from the laptop can be used to secure it. Computers with hard drives mated to internal workings prevent your hard drive from being removed and copied. And if your laptop is used to access the Internet after it is stolen, there are subscription services that can trace it remotely and render it unusable while it connects to the web.

The Second Step: Consider Laptop Insurance

Laptop insurance is becoming one of the fastest growing specialist insurances. With low-cost monthly premiums, having some form of insurance policy could be the one thing between you and financial ruin. Laptop insurance is cheap, and if you have used other protections for your laptop, it gets even cheaper. Many providers offer worldwide cover, accidental damage protection and a 48 hour replacement service.

Protect yourself physically with laptop security and financially with good laptop insurance. With luck, you'll never have to depend on either. But if the worst comes about, you'll be glad you did.

Online Travel Agencies – Benefits and Disadvantages

When it comes to the choice between using an online travel agency or not for your next trip, there are several factors to consider with several pros and cons.

One of the main concerns that seem to arise with online travel agencies is the trustworthiness and security of paying such large amounts of money online. While online security is a major factor for any online travel agency, this is true of all online businesses. So it is more a matter of choosing a travel agency online with a quality reputation by looking at their customer reviews and seeing what their actual site itself is like. What's more, when you are logging on and preparing to pay for any online costs, there should always be that small symbol of a lock at the bottom right hand side of the screen as a sign of the level of security attached.

The benefits of using online travel agencies are those like their physical counterparts, they are available at any time, ideal for emergency travel situations, and also for any late after-hours bookings that you need to complete. Additionally you can compare travel deals and special available all over the world in order to find the very best deal for you and your travels. What this means is that while a physical travel agency will have a great range of deals for you, they are limited by who they can work with in terms of other travel professionals. With these online agencies, it up to you to decide who you work with, allowing you to create your ideal travel plans.

What you may also find when working with online travel agencies that you will have a great range of methods to pay for the holiday, offering greater flexibility and financial choice. These choices can range from the standard credit cards and accounts to payment plans and travel accounts.

Overall when talking online travel agencies it is more a matter of preference of the customer and how they prefer to do their business, either online or in person, that should dictate how they book their travel plans.